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New property listed in Kelowna

I have listed a new property at 635 Josselyn Court in Kelowna. See details here

Welcome to this delightful 3 bed, 1 bath home nestled in a quiet cul-de-sac in one of Kelowna’s most family-friendly neighborhoods. This cozy and well-maintained home offers a warm and inviting atmosphere, perfect for first-time buyers, young families, or those looking to downsize without compromising on comfort. Inside, the open-concept living and dining areas are filled with natural light, creating a bright and airy space ideal for everyday living and entertaining. The kitchen features modern appliances, ample counter space, and plenty of storage, making meal preparation a breeze. Each of the three bedrooms provides a comfortable retreat, while the updated bathroom adds a touch of contemporary style. Step outside to a beautifully landscaped backyard, where you can enjoy morning coffee on the patio or host summer barbecues in a private and peaceful setting. The property also includes a spacious driveway and additional storage options. Conveniently located, this home is just a short walk from Pearson Elementary, Rutland Middle and Senior School, making it an excellent choice for families with children. With parks, shopping, restaurants, and recreational facilities nearby, as well as easy access to public transit and major routes, everything you need is just minutes away. Don’t miss out on this incredible opportunity to own a charming home in a fantastic location. Schedule a viewing today and experience the warmth and convenience of 635 Josselyn Court for yourself! (id:2493)

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Open House. Open House on Sunday, March 16, 2025 12:00PM - 2:00PM

Please visit our Open House at 635 Josselyn Court in Kelowna. See details here

Open House on Sunday, March 16, 2025 12:00PM - 2:00PM

Welcome to this delightful 3 bed, 1 bath home nestled in a quiet cul-de-sac in one of Kelowna’s most family-friendly neighborhoods. This cozy and well-maintained home offers a warm and inviting atmosphere, perfect for first-time buyers, young families, or those looking to downsize without compromising on comfort. Inside, the open-concept living and dining areas are filled with natural light, creating a bright and airy space ideal for everyday living and entertaining. The kitchen features modern appliances, ample counter space, and plenty of storage, making meal preparation a breeze. Each of the three bedrooms provides a comfortable retreat, while the updated bathroom adds a touch of contemporary style. Step outside to a beautifully landscaped backyard, where you can enjoy morning coffee on the patio or host summer barbecues in a private and peaceful setting. The property also includes a spacious driveway and additional storage options. Conveniently located, this home is just a short walk from Pearson Elementary, Rutland Middle and Senior School, making it an excellent choice for families with children. With parks, shopping, restaurants, and recreational facilities nearby, as well as easy access to public transit and major routes, everything you need is just minutes away. Don’t miss out on this incredible opportunity to own a charming home in a fantastic location. Schedule a viewing today and experience the warmth and convenience of 635 Josselyn Court for yourself! (id:2493)

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New property listed in Big White

I have listed a new property at 240B Grizzly Ridge Trail in Big White. See details here

Don’t miss the chance to own this exceptional property at Big White. Whether you’re looking for a full-time residence, a vacation home, or an investment property, this townhome has it all. Experience the ultimate mountain lifestyle in this stunning, newer 4-bedroom, 4-bathroom semi-detached townhome located in the heart of Big White Ski Resort. Perfectly positioned at the top of the Snowpines area, this property offers unparalleled ski-in/ski-out access, making it a dream come true for winter sports enthusiasts and outdoor adventurers alike. Currently rented for $4,800/month until the end of April, this property offers excellent income potential. With Big White exempt from short-term rental, foreign ownership, and vacancy/speculation tax restrictions, this is a rare opportunity to own a piece of paradise. Big White is more than just a ski resort—it’s a year-round destination for outdoor enthusiasts. From skiing and snowboarding in the winter to hiking, mountain biking, and golfing in the summer, this vibrant community offers something for everyone. With restaurants, shops, and recreational facilities just minutes away, you’ll never run out of things to do. Contact us today to schedule a viewing and start living the mountain lifestyle you’ve always dreamed of! (id:2493)

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New property listed in Big White

I have listed a new property at 902 7470 Porcupine Road in Big White. See details here

Panoramic, 9th floor south facing mountain views looking towards the Monashee Mountain Range from this cozy studio suite located in Moguls at Big White Ski Resort. Rustic cabin feeling complimented by outstanding woodwork. Perfect ski in ski out location through the daily groomed Moguls cat-track. Just a few minutes walk to the village, Snowshoe Sam's and the Market. Pet and rental friendly building with elevator, indoor hot tub, sauna, games room, library, waxing room. Rare ski locker right by the ski out on the 6th floor. Relatively new hot water tank installed in June 2023. (id:2493)

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New property listed in Kelowna

I have listed a new property at 828 Dehart Avenue in Kelowna. See details here

This 0.75-acre land assembly (3 lots) offers an unbeatable location just off Harvey Avenue, the busiest transit corridor in the Okanagan. Situated within walking distance to Capri and downtown Kelowna, the site benefits from a high-transit corridor FAR bonus and additional potential density bonuses, making it an ideal candidate for multi-family development. Must be sold as an assembly: 808, 818, and 828 DeHart Avenue Zoning Potential: Initial design feasibility suggests a FAR of 1.8, with a bonus 0.3 FAR and additional density opportunities based on Buyer Development Permit discussions. 2 out of 3 units are currently occupied by long-term tenants, providing interim revenue while planning development. Strategically located within 100 meters of a high-traffic intersection, ensuring excellent visibility and connectivity. Surrounded by a growing community of young, affluent, and educated renters, with the area recognized as one of the municipality’s fastest-growing nodes over the past five years. Exceptional citywide connectivity, with quick access to amenities, downtown, and surrounding neighborhoods. The value lies in the land, sold ""as is, where is."" Buyers are advised to conduct their own due diligence to confirm the development potential. This site offers a rare opportunity to create significant density in one of Kelowna's most desirable growth areas. (id:2493)

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New property listed in Kelowna

I have listed a new property at 818 Dehart Avenue in Kelowna. See details here

This 0.75-acre land assembly (3 lots) offers an unbeatable location just off Harvey Avenue, the busiest transit corridor in the Okanagan. Situated within walking distance to Capri and downtown Kelowna, the site benefits from a high-transit corridor FAR bonus and additional potential density bonuses, making it an ideal candidate for multi-family development. Must be sold as an assembly: 808, 818, and 828 DeHart Avenue Zoning Potential: Initial design feasibility suggests a FAR of 1.8, with a bonus 0.3 FAR and additional density opportunities based on Buyer Development Permit discussions. 2 out of 3 units are currently occupied by long-term tenants, providing interim revenue while planning development. Strategically located within 100 meters of a high-traffic intersection, ensuring excellent visibility and connectivity. Surrounded by a growing community of young, affluent, and educated renters, with the area recognized as one of the municipality’s fastest-growing nodes over the past five years. Exceptional citywide connectivity, with quick access to amenities, downtown, and surrounding neighborhoods. The value lies in the land, sold ""as is, where is."" Buyers are advised to conduct their own due diligence to confirm the development potential. This site offers a rare opportunity to create significant density in one of Kelowna's most desirable growth areas. (id:2493)

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Unlocking Homeownership: New Mortgage Incentives in Canada for 2025

Disclaimer: The information provided in this blog is for informational purposes only and does not constitute financial advice. Readers are encouraged to consult with a licensed mortgage advisor or financial professional to understand how these incentives apply to their unique circumstances. The author assumes no responsibility or liability for any decisions made based on the content of this blog.

As the Canadian housing market continues to evolve, 2025 brings a wave of new mortgage incentives designed to make homeownership more accessible for Canadians. Whether you’re a first-time homebuyer or looking to upgrade your living situation, these programs could be your ticket to achieving your real estate dreams. Here’s everything you need to know about these exciting changes.

1. First-Time Home Buyer Incentive Expansion

The First-Time Home Buyer Incentive (FTHBI) has been revamped to help more Canadians get on the property ladder. Here are the key updates:

  • Higher Income Threshold: The eligible household income limit has been increased to $150,000 (up from $120,000), broadening access to more families.

  • Increased Home Price Limits: Buyers can now purchase homes worth up to 5 times their income, meaning a maximum home price of $750,000 (up from $500,000 in most regions).

  • Green Home Bonus: Buyers of energy-efficient homes can qualify for an additional 1% equity share from the government, reducing their upfront costs.

This shared-equity program allows buyers to reduce their mortgage payments by borrowing a portion of the purchase price directly from the government.

2. Tax-Free First Home Savings Account (FHSA)

Launched last year, the FHSA is gaining momentum as a must-have tool for first-time buyers. Contributions to this account are tax-deductible, and withdrawals for a home purchase are completely tax-free. For 2025, the annual contribution limit has been raised to $10,000, with a lifetime cap of $50,000. Combining this with the RRSP Home Buyers' Plan can give new buyers a significant financial edge.

3. Reduced Mortgage Insurance Premiums

The Canada Mortgage and Housing Corporation (CMHC) has announced a reduction in mortgage insurance premiums for high-ratio mortgages:

  • Premiums for loans with a 5% down payment will drop from 4% to 3.6% of the mortgage amount.

  • For buyers putting down 10%, premiums will fall to 2.8%.

This reduction translates to thousands of dollars in savings over the life of a mortgage.

4. Extended Amortization Periods

To combat affordability challenges, some lenders are now offering extended amortization periods of up to 35 years for buyers with a 20% down payment or more. While this increases the total interest paid, it significantly lowers monthly mortgage payments, making homeownership feasible for more Canadians.

5. Regional Housing Support Programs

In addition to federal initiatives, provinces and municipalities are stepping up with targeted incentives:

  • British Columbia: The BC Home Partnership Program provides interest-free loans to match a buyer’s down payment, up to $37,500.

  • Ontario: The More Homes, More Choice Act offers rebates on land transfer taxes for first-time buyers.

  • Atlantic Canada: Grants for home renovations and energy efficiency upgrades are available to help reduce overall housing costs.

Tips for Leveraging These Incentives

  1. Do Your Research: Each program has specific eligibility requirements. Speak to a mortgage professional to understand what’s right for you.

  2. Combine Programs: Many incentives can be layered to maximize your benefits. For example, use the FHSA for your down payment and pair it with the FTHBI.

  3. Plan Your Budget: While incentives lower upfront costs, be mindful of long-term affordability.

Final Thoughts

With these new mortgage incentives, 2025 is shaping up to be a promising year for Canadian homebuyers. These programs not only make homeownership more attainable but also encourage sustainable and energy-efficient housing choices. If you’ve been waiting to make your move in the real estate market, now is the time to explore your options and take advantage of these benefits.

Are you ready to start your home-buying journey? Reach out today to see how these incentives can work for you. Together, we can make your dream home a reality!

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Pet-Friendly Living at Big White Ski Resort

Big White Ski Resort is known for its wide range of accommodations, including pet-friendly options. While the specific pet-friendly buildings can vary depending on individual management policies, here are some buildings and property types at Big White that are known to be pet-friendly:

Some Pet-Friendly Accommodations at Big White Ski Resort (with restrictions)

From my own personal experience, I have lived comfortably in these 4 buildings with my 4 legged unlicensed assistant - Noodle.

  1. The Inn at Big White

    • A cozy, budget-friendly option with excellent amenities, including a heated outdoor pool and hot tub. Some rooms are pet-friendly, making it a convenient choice for families traveling with pets.

  2. Moguls

    • Known for its affordable and spacious units, Moguls offers several pet-friendly accommodations. Its location provides easy access to trails and open spaces for walks.

  3. Plaza on the Ridge

    • These well-appointed condos are ski-in/ski-out, with stunning mountain views. Selected units are pet-friendly, offering comfort and convenience for you and your pet.

  4. Chateau on the Ridge

    • With its charming alpine design and convenient location near the slopes, Chateau on the Ridge welcomes pets in certain units. It's a perfect option for those seeking a peaceful retreat with their furry companion.

  5. Private Chalets and Townhomes

    • Many privately-owned chalets and townhomes throughout Big White welcome pets. These homes at can be found at Snowpines Estates, Feathertop or within the village area are often more spacious for pets to enjoy the outdoors.

How to Find Pet-Friendly Units

  • Work with a Realtor or Booking Agent: Realtors or rental managers specializing in Big White properties can help narrow down the options based on your needs. I am more than happy to help you clarify each buildings’ pet restrictions, just give me a call at anytime.

  • Check Policies: When doing short term rentals, always confirm with individual property management or owners about their pet policies, including any fees, restrictions on size or breed, and required documentation (like vaccination records).

Pet-Friendly Amenities at Big White

  • Many buildings are near walking trails or open snow-covered spaces perfect for dogs.

  • The resort has a community-focused vibe, and you’ll often find pet-friendly businesses and outdoor activities such as snow shoeing with your pets in the area.

If you're interested in buying or renting a pet-friendly property at Big White, I’d love to assist you in finding the perfect spot! Let me know, and we can explore options tailored to you and your furry friend. 🐾

picture of Noodle - credits to Paula Wallis 

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New property listed in Kelowna

I have listed a new property at 2193 Kentucky Crescent in Kelowna. See details here

Welcome to your dream home in Kelowna’s desirable Tower Ranch community! This stunning new 3-story residence offers 5 spacious bedrooms, 4 bathrooms, and breathtaking views of the lake and mountains on every floor. Perfect for large families, this home combines tranquility with convenience—it’s on a quiet street yet close to shopping, schools, the YMCA, the airport, and UBCO. Built with quality and designed to impress, this home is packed with upgrades. The main level features soaring 10-foot ceilings, a gourmet kitchen with high-end Fisher & Paykel appliances, a large island, and ample cabinet space. It flows seamlessly into the great room, with a covered patio and a separate entrance, making it perfect for guests or an in-law suite. This level also includes a butler’s pantry, a den, laundry, and a full bathroom. Upstairs, you’ll find 9-foot ceilings, a luxurious primary suite with a 5-piece ensuite, and a private balcony where you can soak in stunning lake and valley views. This floor also offers two more large bedrooms and a full bathroom. The walkout basement has everything needed for extra flexibility. With 9-foot ceilings, two additional bedrooms, a full bath, a huge family room, a covered patio, and a separate entrance. Outside, the property is beautifully landscaped for easy maintenance, creating an ideal retreat near the famous Tower Ranch Golf Course. A monthly HOA fee of $35 applies, and GST applies. This exceptional home won’t last long. (id:2493)

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New property listed in Kelowna

I have listed a new property at 2187 Kentucky Crescent in Kelowna. See details here

Experience the luxury of this unique, custom-built 3-story home featuring 5 spacious bedrooms, and 3.5 bathrooms. Enjoy panoramic views of the lake and mountains from every floor. THe main level boasts a 10-foot ceiling, open concept kitchen equipped with Fisher & Paykel appliances, a spacious island, ample cabinetry, and a butler’s pantry. On the second level, you’ll find a luxurious primary bedroom with a private balcony, a 5-piece en-suite, two additional bedrooms, and a full bath. The walkout basement, with its 9-foot ceiling, has two more bedrooms, a full bath, a large family room, a covered patio, and a separate entrance, making it perfect for guests or an in-law suite. Perfect for a large family or multi-generational living, this quality-built home has a rooftop patio for you to enjoy your morning coffees and a huge covered patio to entertain your family and guests on the warm Okanagan summer evenings. Nestled on a quiet street, this house is located within walking distance to Tower Ranch Golf Course and scenic hiking trails, offers convenient access to the airport, UBCO, YMCA, schools, and shopping. HOA fees are $35 per month, and GST applies. (id:2493)

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Open House. Open House on Saturday, November 16, 2024 12:00PM - 2:00PM

Please visit our Open House at 2193 Kentucky Crescent in Kelowna. See details here

Open House on Saturday, November 16, 2024 12:00PM - 2:00PM

Welcome to your dream home in Kelowna’s desirable Tower Ranch community! This stunning new 3-story residence offers 5 spacious bedrooms, 4 bathrooms, and breathtaking views of the lake and mountains on every floor. Perfect for large families, this home combines tranquility with convenience—it’s on a quiet street yet close to shopping, schools, the YMCA, the airport, and UBCO. Built with quality and designed to impress, this home is packed with upgrades. The main level features soaring 10-foot ceilings, a gourmet kitchen with high-end Fisher & Paykel appliances, a large island, and ample cabinet space. It flows seamlessly into the great room, with a covered patio and a separate entrance, making it perfect for guests or an in-law suite. This level also includes a butler’s pantry, a den, laundry, and a full bathroom. Upstairs, you’ll find 9-foot ceilings, a luxurious primary suite with a 5-piece ensuite, and a private balcony where you can soak in stunning lake and valley views. This floor also offers two more large bedrooms and a full bathroom. The walkout basement has everything needed for extra flexibility. With 9-foot ceilings, two additional bedrooms, a full bath, a huge family room, a covered patio, and a separate entrance. Outside, the property is beautifully landscaped for easy maintenance, creating an ideal retreat near the famous Tower Ranch Golf Course. A monthly HOA fee of $35 applies, and GST applies. This exceptional home won’t last long. (id:2493)

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Open House. Open House on Saturday, November 16, 2024 12:00PM - 2:00PM

Please visit our Open House at 2187 Kentucky Crescent in Kelowna. See details here

Open House on Saturday, November 16, 2024 12:00PM - 2:00PM

Experience the luxury of this unique, custom-built 3-story home featuring 5 spacious bedrooms, and 3.5 bathrooms. Enjoy panoramic views of the lake and mountains from every floor. THe main level boasts a 10-foot ceiling, open concept kitchen equipped with Fisher & Paykel appliances, a spacious island, ample cabinetry, and a butler’s pantry. On the second level, you’ll find a luxurious primary bedroom with a private balcony, a 5-piece en-suite, two additional bedrooms, and a full bath. The walkout basement, with its 9-foot ceiling, has two more bedrooms, a full bath, a large family room, a covered patio, and a separate entrance, making it perfect for guests or an in-law suite. Perfect for a large family or multi-generational living, this quality-built home has a rooftop patio for you to enjoy your morning coffees and a huge covered patio to entertain your family and guests on the warm Okanagan summer evenings. Nestled on a quiet street, this house is located within walking distance to Tower Ranch Golf Course and scenic hiking trails, offers convenient access to the airport, UBCO, YMCA, schools, and shopping. HOA fees are $35 per month, and GST applies. (id:2493)

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